Renting a property comes with its own set of risks and responsibilities. To protect yourself and your belongings in your home, you need renters insurance. Grimes Insurance takes pride in helping North Carolina clients find the renters coverage that is right for them. We want to help you get your coverage solutions, too. 

Call us at 919-847-7534 or request your free renters insurance quote now.  

What Is Renters Insurance? 

Renters insurance is designed for someone who rents their home. It may cover your personal belongings, liability exposures and other risks present in the home. Renters insurance may help reduce the out-of-pocket burden you may face following unexpected problems (e.g., fires, break-ins and burst pipes) in your home. 

What Does Renters Insurance Cover? 

Renters insurance policies typically provide three types of coverage: 

• Personal property coverage

• Liability coverage

• Additional living expenses coverage

You may be able to adjust each type of coverage to make it a better fit for your needs. Additionally, you may be able to add other coverage into your policy that may help you get more expanded protection. Ask your Grimes Insurance agent how you may need to structure your policy. 

Am I Required To Buy Renters Insurance? 

In many cases, landlords require tenants to buy renters insurance. However, you may be able to carry coverage that exceeds the landlord's requirements, which may provide more personalized protection.  

Before you move into your rental home, speak to your landlord to learn if they require coverage. Ask your Grimes Insurance agent how to get coverage that meets your landlord’s requirements. 

What Does Renters Insurance Cost?  

Many different factors may influence the cost of your renters insurance policy. However, policies are often relatively inexpensive. Plus, you may be able to qualify for discounts and other savings that can help you lower your rates further. To learn more about how you may be able to save, speak to your Grimes Insurance agent. 

Ready To Get Renters Insurance? 

Signing leases and moving into a rental property can be a hassle, but getting renters insurance shouldn’t be. Grimes Insurance wants to help you find the renters insurance that is right for you. Call us at 919-847-7534 or request your free renters insurance quote now.