Homeowners Insurance in Raleigh, NC
Your home is more than just a building—it's where your life happens. At Grimes Insurance Group, we've been protecting North Carolina homes since 1899, combining our deep local knowledge with comprehensive coverage options from multiple top-rated carriers to serve our Raleigh neighbors.
Comprehensive Homeowners Insurance Coverage
Our homeowners insurance policies can be customized to protect your home against:
- Fire and smoke damage
- Storm and wind damage
- Theft and vandalism
- Water damage
- Personal liability
- Additional living expenses if displaced
What Our Homeowners Insurance Protects
Dwelling Coverage
Protects your home's structure, including attached garages, chimneys, and built-in appliances, ensuring you can rebuild or repair after a covered loss.
Personal Property
Covers your belongings—furniture, clothing, electronics, and other personal items—whether they're in your home or temporarily elsewhere.
Liability Protection
Safeguards you if someone is injured on your property or if you accidentally damage someone else's property.
Additional Structures
Extends coverage to detached structures like garages, sheds, fences, and other buildings on your property.
Why Choose Grimes Insurance for Your Home Coverage
- Access to multiple A+ rated insurance carriers for competitive rates
- Serving North Carolina families since 1899
- Deep understanding of Raleigh and North Carolina's unique home insurance needs
- Personalized service from local agents who know your community
- Expert guidance in selecting appropriate coverage levels
- Strong roots in the local real estate and insurance markets
Optional Coverage Enhancements
Customize your policy with additional protections:
- Flood insurance
- Valuable items coverage for jewelry, art, and collectibles
- Extended replacement cost coverage
- Water backup protection
- Equipment breakdown coverage
- Identity theft protection
Smart Homeowner Tips
As both insurance and real estate experts, we recommend:
- Regular home maintenance to prevent common claims
- Annual policy reviews to ensure adequate coverage
- Installing security systems for potential premium discounts
- Maintaining an updated home inventory
- Understanding your policy's specific coverages and limitations
Local Claims Support
When you need to file a claim, our local team is here to help guide you through the process, ensuring you receive prompt and fair settlement for covered losses.
Available Discounts
Save on your homeowners insurance with multiple discount opportunities:
- Multi-policy bundling
- Security system installation
- Claims-free history
- New home construction
- Roof upgrades
- Senior citizen discounts
Protect Your Home Today
Contact Grimes Insurance Group for a personalized home insurance quote. Our experienced agents will help you find the right coverage at competitive rates.
Contact Our Home Insurance Experts
Grimes Insurance Group, LLC
Raleigh, NC
Phone: 919.847.7534
Email: john@johngrimesinsurance.com
Member of Independent Insurance Agents of North Carolina (IIANC) and Trusted Choice® Independent Insurance Agents