Common Auto Insurance Mistakes – Grimes Insurance Group, LLC

Did You Know?

An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident.

• Not listing all drivers—Anyone who drives your vehicle, even if it’s just for a short period of time, should be listed on your policy.
• Giving a false vehicle location—By not reporting your car’s true location, the accuracy of your insurance quotes can be impacted.
• Not reporting infractions—It’s best to be honest about your driving record to avoid any conflicts or discrepancies.
• Not disclosing business uses—In some cases, you may need a specialized policy when driving for business purposes or for a rideshare company, like Uber or Lyft. Failing to take the proper steps to ensure an appropriate policy for your specific driving purposes could lead to a lack of coverage following an accident.
• Failing to update life changes—Changing home addresses or allowing another family member to start driving your vehicle (e.g., your partner or child) are all life changes that need to be updated on your policy.